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Website Terms of Use

Please read these terms and conditions carefully before using our website. By accessing our website and any of its pages, you are agreeing to these terms.

Who we are and how to contact us

We're Octopus Wealth, and this is our website.

Octopus Wealth is a trading name of Octopus Wealth Limited, and we’re authorised and regulated by the Financial Conduct Authority (firm reference number 778951). Our registered office is 33 Holborn, London, EC1N 2HT. We’re a company registered in England and Wales under the registration number 10739796.

If you have any questions about these terms and conditions or need to get in touch with us:

Phone

+44 (0)20 7390 0222

Email

ask@octopuswealth.com

Address

Octopus Wealth
33 Holborn, London
EC1N 2HT

Acceptance of these terms

By using our website, you confirm that you accept these terms of use and that you agree to comply with them. If you do not agree to these terms, you should not use our website. We recommend that you print a copy of these terms for future reference. English law applies.

Other terms that apply to your use of our website

The following additional terms will also apply to your use of our website: our Privacy Policy (octopuswealth.com/privacy), which sets out the terms on which we process any personal data we collect from you, or that you provide to us. By using our website, you consent to such processing and you warrant that all data provided by you is accurate; and our Cookie Policy, also in our Privacy Policy, which sets out information about the cookies on our website.

Changes to these terms

We may amend these terms from time to time and any amended version will apply as soon as it’s posted to our website. Every time you wish to use our site, please check these terms to ensure you understand the terms that apply at that time.

Changes to our website

We may at our sole discretion update and change our website from time to time, including changing the format and content of the website. We will try to give you reasonable notice of any major changes.

Users of our website

Our website is intended for users over 18 years of age who are resident in the UK only. The website and the information contained therein should not be regarded as an offer or solicitation to participate in investment business in any jurisdiction other than the UK. Investors who are resident in or citizens of countries other than the UK may be subject to local restrictions.

We do not represent that any content available on or through our site is appropriate for use or available in other locations outside of the UK. You are responsible for ensuring that all persons who access our site through your internet connection are aware of these terms of use and other applicable terms and conditions, and that they comply with them. If you know or suspect that anyone is using the website other than in compliance with these terms, you must promptly notify us.

Use of the materials on our website (intellectual property rights)

All copyright and other intellectual property rights in any material (including text, photographs and other images and sound) contained in our website is either owned by us. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.

You are not permitted to use any of our trademarks without our prior written approval, except as permitted by this section of our terms and conditions.

You may print off one copy, and may download extracts, of any page(s) from our website for your personal use. You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text. Our status (and that of any identified contributors) as the authors of content on our website must always be acknowledged.

You are only allowed to use the website and the material contained within the site as set out in these terms and conditions. You must not use any part of the content on our site for commercial purposes without obtaining a licence to do so from us or our licensors. If you print off, copy or download any part of our site in breach of these terms of use, your right to use our site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

You may use our site only for lawful purposes. You may not use our site in any way that breaches any applicable local, national or international law or regulation, or in any way that is unlawful or fraudulent, or has any unlawful or fraudulent purpose or effect. You also agree not to reproduce, duplicate, copy or re-sell any part of our site in contravention of the provisions of our terms of website use.

You are entitled to reasonable use of the website. If we consider, in our reasonable opinion, that your use of any of the website is not reasonable, we reserve the right to cease providing the website and online services to you. We will not be liable for any loss you suffer as a result of such a cessation.

Disclaimer

Information provided on our website is for general information only. Nothing on our website should be construed as being personalised financial, investment or professional advice, or shall be deemed to constitute the offer or provision of such advice.

You should always obtain advice from a qualified financial adviser before making any investment decision, and we can certainly help with that!

While we endeavour to ensure that all content on the website is correct, we cannot guarantee this. It’s your responsibility to check that any such content is accurate, complete and up-to-date. We will not be liable to you (or anyone else) for any loss or damage suffered in connection with the content provided on our website.

Where we provide calculator or forecast tools in certain sections of our website, we do not accept any liability for the accuracy of the results produced by these tools. You are responsible for verifying the output of any calculator or forecast tools which we make available to you.

Availability of our website

We do not guarantee that our website (or any of the content on it) will always be available or uninterrupted, and we cannot guarantee that access to the website will be available at all times or without delay. You acknowledge that our website may be interrupted and that any services available may be interrupted and variable in certain circumstances.

We may, at our absolute discretion, suspend, withdraw or restrict the operation of our website and online services where we consider it necessary. For example, suspension may be necessary for technical reasons, emergencies, regulatory reasons, where we decide it’s sensible for our or our clients’ protection or to ensure the continued availability of other services.

Occasionally, we may need to suspend the provision of our website and online services to maintain or upgrade our systems. We will not be liable to you if our systems or services are unavailable to you for whatever reason.

Account Security

If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential.

It’s your responsibility to have secure access to the internet and we recommend that you change your passwords regularly via our website to keep your details as secure as possible. In addition we strongly suggest that you do not use the same password for any other online accounts you hold.

You must not disclose your username, passwords, or other secure information to any other party. Where we believe the integrity of our systems could be compromised by you providing your username and password details to a third party, we reserve the right to block online access to your account.

Where such disclosure leads to your account being blocked we will not be liable for any losses that could arise. We cannot accept any liability for any financial loss resulting from you not having complied with these terms and conditions or failure to take reasonable security precautions.

If you know or suspect that anyone other than you knows your password, you must promptly notify us.

Our technology

We do not guarantee that our site will be secure or free from bugs or viruses. It’s up to you to configure your information technology, computer programmes and platform to access our site, and you should use your own virus protection software.

You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs, any other malware or other material which is malicious or technologically harmful or detrimental in any way to us, or any third party. You must not attempt to gain unauthorised access to our site, the server on which our site is stored, or any server, computer or database connected to our site. You must not attack our site via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990 and possibly other laws. We will report any such breach to the relevant law enforcement authorities and we will cooperate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately.

Liability

To the extent permitted by law, we exclude all conditions, warranties, representations or other terms which may apply to our site or any content on it – expressed or implied.

We are not liable to any user for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, in connection with any of the following:

  • Use of, or inability to use, our site.
  • Use of or reliance on any content displayed on our site.

We will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our site or to you downloading of any content on it, or on any website linked to it.

Our site sometimes contains links to other sites and resources provided by third parties. These links are provided for your information only. We have no control over the contents of those sites or resources. We assume no responsibility for the content of websites linked on our site. Such links should not be interpreted as endorsement by us of those linked websites. We will not be liable for any loss or damage that may arise from your use of them.

Termination

We may end your rights to use the website at any time if you have broken these terms in a serious way. If what you have done can be put right we will give you a reasonable opportunity to do so. If we do end your right to use the website you must immediately stop using it.