The Lifeline: our approach to financial planning

It starts with some questions that help us get under the skin of what makes you tick – your main aspirations and anxieties in life. Then we layer over the hard facts behind your financial situation to start producing some answers: a life plan that’s personal to you.

And we present it to you in a simple, intuitive and interactive way that we can continue to monitor together. We call it the Lifeline.

It’s a visual plan for you and your family’s future: a simple, guiding measure that maps towards the things that matter to you most – whether that’s saving for retirement or buying your kids’ first home. And because it’s dynamic, it changes when your situation does, constantly adapting to show whether you’re tracking the right course.

Graph of Thomas and Elizabeth’s finances mapped against their life events such as retirement and buying a villa, alongside a projection of how Octopus Wealth could improve their situation.

How do I get started?

It all starts with a conversation

How can we help?

We start by working out what questions you want answered. We just have a chat, over the phone, about whatever’s important to you

What do you think?

We’ll build a draft of your Lifeline, which we’ll talk through together, either in person or over the phone (all without paying us a penny).

Anything missing?

If you like what you see, we’ll then get all the facts we need to refine your Lifeline, ready for implementation.

Ready to go?

If you’re happy with our final recommendations, we’ll then start putting them into action.

Ready to see your lifeline?

What happens after?

Life changes. So does your plan.

What’s the point of a plan fixed in time? We know that the questions that life throws at you will change over time. And so whatever your starting point, we’ll help you navigate the many twists and turns ahead, changing the shape of our support to match your needs.

We’re here for the journey, with a range to help you with…

Your here and now

Enjoying life after work and supporting your family with their own aspirations…

Your future

Raising your family and rising up the career and housing ladders…

Your retirement

Making the most of your working years and securing your retirement…

Your legacy

Planning your inheritance and taking care of yourself and your loved ones…

Navigating change

It’s not just life that moves, but the world around you, too. Staying on top of changing rules and regulations, and monitoring how they affect your personal finances, can be a full-time job in itself. That’s why our team will continue to monitor the landscape, to see if they need to make any tweaks to your Lifeline to keep you on track.

Octopus: a wealth of experience

Octopus Wealth is home to a fast-growing team of highly experienced chartered financial planners. And through our advice you can tap into the resources of Octopus Investments, with its 120-odd investment professionals who collectively manage more than £8 billion. They know what they’re doing: they’ve been doing it for nearly 20 years.

Your life planning team

When you become a client of Octopus Wealth, we’ll pair you with two dedicated individuals to build your plan. But you’ll have access to nearly 20 years and £8 billion of expertise…

Your Partner…

They’re your main point of contact during the relationship. The word ‘Partner’ is not chosen lightly. A bit like your co-pilot, it’s their job to get to know you, work out where you want to head and make sure you’re staying on track.

If there’s big news you want to share, or a big decision you need help with, your Partner’s someone you can call for advice.

Your Planner…

As the name might suggest, they’ll be the one engineering the nuts and bolts of your plan.

They’re fully qualified financial planners with huge experience helping clients of all types navigate the maze of financial decision-making.

Ready to ask more of life?

We love questions. So if you’ve got a few yourself, why not get in touch to see how we can help?

Leave your details with us here and one of the team will give you a call to take things forward.

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